Is It Better to Get a High Ratio Mortgage?
When making a down payment of less than 20% of the house price, you will receive a high ratio mortgage since your LTV is more than 80%
CMHC: Supply is the Biggest Issue Affecting Housing Affordability
According to CMHC, supply is the biggest issue affecting housing affordability because new housing projects have struggled to match population
What Documents are Required to Qualify for a Mortgage?
Being prepared in advance for a mortgage is always beneficial because the mortgage process is document intensive and requires time.
Alternative Lenders Have The Flexibility to Offer âPeople-Firstâ Solutions
Mortgage professionals are realizing the uncertainty and the unpredictability of the mortgage industry when faced with unknown circumstances.
Is Canadaâs Borrowing Landscape Set For a Dramatic Change?
The mortgage landscape of Canada will be changing in the coming months because of the BoC increasing the benchmark rates.
Understanding Your Mortgage Rate
By knowing the factors affecting your interest rate, you will have a better understanding of the mortgage rates available to you.
The Benefits and Risks of Co-Signing a Mortgage
Co-signing a mortgage means you would have some claim over the property, but you are also agreeing to pay primary homeowner’s payments as well
