Most borrowers would perceive that having title insurance is an unnecessary add-on to the already costly process of buying a house

Getting a home inspection can be a wise decision for the largest purchase you will likely to ever make because it can notify you of problems.

There are many different types of mortgage products available, and each mortgage product caters to different requirements of borrowers

The goal of the BoC is to ensure that they can control the high inflation in the country, and this is currently their top priority.

When making a down payment of less than 20% of the house price, you will receive a high ratio mortgage since your LTV is more than 80%

According to CMHC, supply is the biggest issue affecting housing affordability because new housing projects have struggled to match population

Being prepared in advance for a mortgage is always beneficial because the mortgage process is document intensive and requires time.

Mortgage professionals are realizing the uncertainty and the unpredictability of the mortgage industry when faced with unknown circumstances.

The mortgage landscape of Canada will be changing in the coming months because of the BoC increasing the benchmark rates.

By knowing the factors affecting your interest rate, you will have a better understanding of the mortgage rates available to you.