Home Refinance Mortgage
A home refinance mortgage is a great way to achieve a lower rate, consolidate debt or tap into the available equity in your home. You can use those funds to renovate your home, cover unexpected expenses, or invest in another property.
Ever since mortgage rates have lowered, more and more Canadians are considering refinancing their homes. With Streamline Mortgages, refinancing a home is easy.
What Is Home Refinancing?
Streamline Difference
Services We Offer
Home refinancing is the process of trading an existing mortgage loan for a mortgage loan that offers better rates and terms. As such, home financing can be very economically beneficial.
There are many reasons why homeowners may choose to refinance their home. For example, it can allow homeowners to reduce their interest rates and therefore reduce their monthly mortgage payments. This is among the leading reasons why homeowners choose to refinance their home; even 1% savings provides enough reason for homeowners to justify refinancing. Not only does refinancing allow homeowners to reduce their interest rate (and therefore their monthly payment), but it also allows them to increase the rate at which they build equity in their home.
Home refinancing can also give homeowners the opportunity to shorten their mortgage. For homeowners that change from a 30-year mortgage to a 15-year mortgage, homeowners can potentially save thousands of dollars over the course of their loan.
Home refinancing can also allow homeowners to convert from an adjustable-rate mortgage to a fixed-rate mortgage, giving homeowners the security of paying the same amount of interest over the course of the loan.
Some choose to refinance their home in order to tap into the equity of their home so that they can make a larger purchase. They may use these additional funds to renovate their home, buy another property, or cover unexpected expenses. Others refinance their home in order to consolidate their debt.
Home refinancing can be a great option for homeowners looking to improve their finances. If used carefully, home refinancing is also a great tool for homeowners to control their debt.
Streamline Mortgages is your trusted mortgage company regardless of your financial situation. We offer competitive rates for each of our clients even if you have bruised credit. This is made possible due to our extensive connections in the industry. Our mortgage experts give you the support and guidance you need while also offering a range of options and discussing those options with you so that you can make the best financial decision for yourself. In addition to competitive rates, terms, and trusted mortgage experts, our services are prompt and highly efficient. We can secure an approval in as little as 24 hours. This is why we are a leading mortgage company in Ontario.
In addition to home purchase, we also offer:
Home Purchase
Second Mortgage
Private Mortgage
Commercial Mortgage
Home Equity Loan
Home Renovation
Apply for our home purchase services in 30 seconds here and receive approval within 24-48 hours. We also offer free consultations, which you can request here. If you prefer, you can call us toll free at
We at Streamline Mortgages can help you refinance your property with a lower rate when your mortgage is due for renewal, it is very important to achieve a low interest rate as the lower the rate, the more of the payment is applied to the principle balance oppose to the interest.
No hidden fees, what you see is what you get! When you receive a rate from Streamline Mortgages you don't have to worry about any hidden costs associated with the mortgage. we provide everything up front!
When refinancing, we will go through the amortization Schedule for your mortgage with you to ensure we help you achieve your financial goals! By lowering your amortization, you will pay off you mortgage quicker.
If you have bruised credit, no problem! We work with Alternative lenders who provide very competitive rates. Don't think that with bad credit prevents you from being approved at a good rate! Talk to one of our mortgage experts to learn more.
Our Home Refinance Services
When refinancing your home, we can offer these services to help you successfully complete your mortgage.
