Rate moves, policy changes, and practical mortgage strategy—written for Canadians who want to make informed decisions about the largest financial commitment of their lives.
The Bank of Canada held its overnight rate at 2.75% this week. Here's how to think about your mortgage strategy in a holding pattern.
Read articleThree years in, the First Home Savings Account remains the most efficient way to save a down payment in Canada—if you use it correctly.
Read moreThe federal stress test still requires you to qualify at the higher of contract rate plus 2% or the qualifying rate. Here's how that translates to real purchasing power in today's market.
Read moreOne short email a week with the rate moves and policy news that actually matter—skipping the noise.